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Most conversations about a professional contract stop at the total value. The number gets reported, repeated, and attached to an athlete’s name for the rest of their career. What that number does not describe is when the money arrives, how much of it is actually promised, what conditions have to
A signing bonus arrives as one number. The amount that actually reaches an athlete’s account is often a different number entirely, and the gap between the two is rarely explained clearly before the contract is signed. Understanding that gap, and planning around it in advance, is one of the most
Most people spend decades earning an income. Professional athletes and those earning NIL income often have less than five. That reality changes everything. Your career may move at a faster pace than almost anyone around you, but your financial life will likely extend another 50 or 60 years after your
As tax season comes to a close, it often leaves behind a heightened awareness around protecting sensitive information. While that focus is important, many of today’s most common risks extend well beyond this time of year. Digital threats have become more frequent, more sophisticated, and often harder to recognize in
Tax season is not just busy for CPAs and Financial Advisors. It is also one of the most active times of year for identity thieves. Fraudsters know that sensitive information is being exchanged. Social Security numbers, dates of birth, bank account details, income statements, and signatures are moving between inboxes,
For many families, tax season feels like a deadline to manage rather than a moment to use strategically. Documents arrive. Numbers are finalized. The return is signed. Then everyone moves on. But a tax return is more than a filing requirement. It is one of the most detailed snapshots of
A financial plan is not a one-time exercise. It is a framework that must evolve as wealth grows, circumstances change, and decisions become more interconnected. As complexity increases, the cost of operating with an outdated plan rises quietly. The most common reasons to update a financial plan tend to fall
The Social Security Administration (SSA) has announced that starting September 30, 2025, it will no longer issue paper checks for monthly benefits. Payments will instead be delivered electronically through direct deposit to a bank account or to a Direct Express prepaid debit card. For most people, this change will not
On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) was officially signed into law after passing both chambers of Congress. This legislation represents the most significant tax reform in years, and it reshapes key provisions that were originally set to expire at the end of 2025. For high
A liquidity event most often is a defining financial milestone. But with that opportunity comes complexity. At Gryphon Financial Partners, we specialize in helping clients navigate the unique challenges and opportunities that come with significant financial transitions. Whether you are a business owner planning an exit, a corporate executive exercising
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