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For a growing number of high school and college athletes, name, image, and likeness (NIL) agreements have become a real source of income. That income can come from a single large agreement, a revenue-sharing payment from a school, or a handful of smaller deals with local businesses. Unlike most traditional

A phone call from a panicked grandchild. A voicemail from your bank’s fraud department. An email from your CFO asking for an urgent wire. None of these used to be hard to sort from a fake, since fakes had tells: odd phrasing, a wrong voice, a misspelled domain. Artificial intelligence

A strange charge on a statement. A letter about a credit line you never opened. A tax return the IRS says you have already filed. This is usually how identity theft introduces itself. The good news is that most identity theft depends on the same handful of openings: information that

Continuing our Plan for Retirement series, we take a closer look at what it takes to convert a lifetime portfolio into a dependable paycheck in retirement. For decades, the work of building wealth is measured in contributions, growth, and discipline. Retirement asks a different question. Once regular paychecks stop, the

If you spent part of your career as a teacher, firefighter, police officer, or other public employee, a piece of legislation signed in January 2025 may have a meaningful effect on your Social Security benefit. The Social Security Fairness Act (H.R. 82, 118th Congress) repealed two provisions that had reduced

Athletes are unusual among high earners in one specific way. The income arrives early, arrives fast, and often arrives before the habits, structure, and team needed to manage it are fully in place. Closing that gap early, before the money requires it, is where the most good can be done.

Most conversations about a professional contract stop at the total value. The number gets reported, repeated, and attached to an athlete’s name for the rest of their career. What that number does not describe is when the money arrives, how much of it is actually promised, what conditions have to

A signing bonus arrives as one number. The amount that actually reaches an athlete’s account is often a different number entirely, and the gap between the two is rarely explained clearly before the contract is signed. Understanding that gap, and planning around it in advance, is one of the most

Most people spend decades earning an income. Professional athletes and those earning NIL income often have less than five. That reality changes everything. Your career may move at a faster pace than almost anyone around you, but your financial life will likely extend another 50 or 60 years after your