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Plan for Retirement: Philanthropy

Continuing our Plan for Retirement series, we take a closer look at charitable giving in retirement. For many people, retirement is the first stretch of life with both the time and the resources to give in a way that reflects what they care about most. The university that opened a

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The 10-Year Treasury Yield Returns to 2007 Levels

The yield on the 10-year U.S. Treasury note moved above 5% this morning, reaching its highest intraday level since 2007. The move extends a climb that has lifted the benchmark roughly a full percentage point from its February low. For context, the 10-year yield began 2026 at about 4.15% and

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The 2026 Midterms: Why Markets Shouldn’t Bet on the Ballot

Congressional control hangs on a handful of seats this November. Republicans hold the House 219 to 214, meaning Democrats need a net gain of just three seats to retake the majority. The Senate math is tighter still: Republicans hold a 53 to 47 edge, with 13 Democratic and 22 Republican

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Market Update: The Fed Raises Rates

What Happened The Fed raised rates a quarter point this week, its first increase since July 2023. The vote was unanimous. The funds rate now sits at 3.75% to 4.00%. Chair Warsh framed it as removing accommodation, undoing part of the 2024 and 2025 rate cuts rather than a true

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Higher Interest Rates and the K-Shaped Economy

National economic data often describes the country as a single unit. Gross domestic product rises or falls. Inflation accelerates or slows. Yet those averages can conceal very different experiences underneath. Economists call this pattern a K-shaped economy: one group of households, workers, or businesses moves upward while another moves downward

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Turning a Lifetime Portfolio into a Retirement Paycheck

Continuing our Plan for Retirement series, we take a closer look at what it takes to convert a lifetime portfolio into a dependable paycheck in retirement. For decades, the work of building wealth is measured in contributions, growth, and discipline. Retirement asks a different question. Once regular paychecks stop, the

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August CPI: Inflation Pressure is Proving Persistent

The August Consumer Price Index (CPI) report showed that inflation remains an important concern for the U.S. economy. Consumer prices increased 0.4% during the month and 3.4% from a year ago, keeping inflation well above the Federal Reserve’s 2% target. While the headline reading was in line with expectations, the

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August PPI: Producer Prices Pick Up

The latest Producer Price Index (PPI) report showed a pickup in producer prices in August, with final demand prices increasing 0.4% following a 0.1% increase in July. Final demand goods prices rose 1.1%, while final demand services increased a more modest 0.1%. While the headline increase was notable, the details

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The Healthcare Side of Retirement Planning

Continuing our Plan for Retirement series, we take a closer look at Healthcare in retirement and the decisions that help shape it. Healthcare costs can be one of the more unpredictable parts of a retirement plan. Medicare eligibility, the years before Medicare begins, and the possibility of needing long-term care

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